I read an article this morning which I’ll link closer to the bottom of this post. If you are concerned about a release of your credit information after the hacking of Equifax, you should freeze your accounts. It means no one can access it except those who have already accessed it, i.e., your credit cards etc. I have frozen all 4 of my accounts. Yes, all 4. There are 4: Equifax, Experian, TransUnion and Innovis.
You can freeze your account on line (which is not advised) or call each company to freeze them. Here are the numbers from a USA Today article:
- Equifax — 1-800-349-9960
- Experian — 1‑888‑397‑3742
- TransUnion — 1-888-909-8872
- Innovis — 1-800-540-2505
There is a cost depending on your state. The highest cost is $10.
Additionally if you would like to find out if your data was compromised during the Experian hack, click here:
Oh, and, this might be a great time to review your credit report for any irregularities. It’s free once each year for all Americans. Instructions are here.
This article was very informative:
We need to realize we are not ‘customers’ to these companies that store our most intimate information. We are their PRODUCT. I decided long ago not to worry about my credit information but now wanted to stop all reporting of it for my own safety. (Take the Dave Ramsey course and you can live without credit reports.)
All, your decision, of course. Think wisely.